Personal loans are a very widespread type of financing within the financial products, they are intended for the purchase of products or services of long duration.
At MrFinan you can find your credit with the best possible conditions according to your economic profile, choose the reason and amount to make your project a reality.
What are personal loans?
Before contracting any financial service we must be aware of what we are contracting:
Personal loans are a type of financing based on a contract between the client and the bank or banking entity, which lends a certain amount of money to the client with certain conditions according to each client. It is a type of credit widely used by the population, it is used for the payment of products or personal services.
Therefore, if you are looking for financial help, at MrFinan we work to offer the best conditions adapted to each client, in a 100% personalised way. Our aim is that the client finds the best possible financing in the financial market. We also have a specialised service that will be available to resolve any doubts or problems during the process.
Personal loans with low interest rates
In order to acquire your personal loans with low interest rates, you should always pay attention to two essential concepts, which will make your credit more or less expensive than expected.
MrFinan finds, among a multitude of financial offers, the one that fits your needs, with the best conditions for you, as it has high validation and acceptance rates.
- Interest payable: This percentage is called the Annual Percentage Rate (APR). You should make sure that the interest you will pay for the use of the credit is as low as possible so that your credit will be cheaper. Our platform has a range between 5,40% and 35,99%
- Credit duration: Before applying for any financing, we must know how long we can pay it back. With MrFinan you can have up to 84 months to repay your credit
- Complementary services: Sometimes, when applying for your benefit, at the time of acceptance you are asked to add other complementary services, such as insurance
- Collateral required: if the bank where you apply for financial assistance asks you to put up an asset as collateral
- Additional costs: These are the extra expenses that the bank applies for the contracting of the loan, such as origination fees. You should be aware that some banks do not charge any type of commission, so make a detailed analysis before applying for any financing
How to apply for personal loans with MrFinan
If you need financing but don't know how to apply for it, at MrFinan we make it easy for you to acquire any type of personal loans:
- Apply online, with total comfort and flexibility, we are available 24 hours a day
- Fill in our application form in a couple of minutes, you only have to complete a series of personal financial details to be able to adjust to you
- Our advanced technology works to display on screen various financial offers adapted to your financial needs, 100% personalised
- We will guide you through the whole process of acquiring the benefit, should you wish to apply for a benefit with our partners
- You should know that we have the highest validation and verification rates in the market
- In case you have a fair credit rating, MrFinan has financing for you
MrFinan collaborates with various financial institutions in order to offer the best possible service. Our service is completely free of charge and without obligation, and is available every day of the week, so you can make use of it with total flexibility and peace of mind. With MrFinan you can find personal loans to suit you in just a few clicks.
Application requirements for personal loans with MrFinan
In order to acquire all types of personal loans you should know what requirements the financial institution asks you for, in general, they are as follows:
- Be a resident of the United States
- Be over 18 years of age when you apply for the loan
- Be the account holder of the bank account provided
- Have a verifiable fixed monthly income
Documentation required to apply for personal loans with MrFinan
The documentation to provide in order to acquire any type of financing such as personal loans is easy and simple to obtain:
- Personal documentation that proves you are the applicant
- Copy of your last pay slip or have a demonstrable income
- Account number of which you are the account holder
- Valid mobile phone number
- Personal email address that is used frequently