$150 loan
If you are looking to get a $150 loan quickly, this option can be very useful to address a specific financial need or deal with a small setback. No matter what you need it for, the important thing is that you can get it and apply it to whatever you want.
Apply for your $150 loan today
Ordering a $150 loan will be very easy with MrFinan. Still don't know how? Don't worry, just follow the steps below:
- Step 1: Fill out a short form with some financial information about the loan you want and your situation.
- Step 2: You won't even have time to move from the site. In less than 2 minutes you will see the best offers according to your profile and needs.
- Step 3: In case of success, select the option that best suits you and start the path to your new financing.
Who can apply for a $150 loan in 2025?
In 2025, almost anyone can apply for a $150 loan in the United States, as long as they meet some basic legal and financial requirements. This type of loan is designed for individuals who need quick access to cash — for example, to cover an unexpected bill, a car repair, or a few days of expenses before payday.
To apply, you generally need to:
- Be at least 18 years old (legal age to sign a financial contract).
- Be a U.S. citizen or permanent resident.
- Have a verifiable source of income (job, benefits, freelance, etc.).
- Own an active checking account in your name.
- Provide a valid ID and contact information.
Some states have specific rules for short-term or small-dollar loans (for example, California, Texas, and Florida set maximum fees and limits on interest rates). MrFinan only works with licensed lenders that comply with federal and state laws, ensuring your $150 loan request is always processed legally and transparently.
How to get a $150 loan online with no paperwork
Getting a $150 loan online in 2025 is fast, safe, and requires almost no paperwork. Thanks to digital verification tools and secure connections, you can complete your entire application in minutes — no need to visit a branch or print any documents.
Here’s how it works through services like MrFinan:
- Fill out a simple online form — You’ll provide your basic information, income details, and the amount you need ($150).
- Automatic comparison — MrFinan’s system analyzes multiple licensed lenders and finds those most likely to approve your request.
- Instant offers — You receive personalized loan options in real time, including interest rates, repayment terms, and total costs.
- Digital signature — Once you choose the best offer, you can sign electronically.
- Funds deposited — In many cases, you’ll receive your $150 loan the same day or within 24 hours.
The process complies with U.S. lending regulations and ensures your data is protected under the Fair Credit Reporting Act (FCRA) and other privacy standards.
$150 loan no credit check Is it possible?
Can I get a 150 same day loan?
Check the minimum requirements for a 150 loan
- Age: be over 18 years of age.
- Residency: reside in the United States.
- Solvency: have a regular and demonstrable income.
- Bank account: have an active account number in your name.
- Contact details: email and cell phone number.
FAQs $150 loan
How fast can I get a $150 loan?
If you apply online, you can often receive your $150 loan within 24 hours, and sometimes even the same day. The exact timing depends on the lender, your bank’s processing time, and when you submit your application. MrFinan helps you find lenders that offer instant approval and same-day deposits when possible.
Do I need good credit to get a $150 loan?
Not necessarily. Many lenders that offer $150 loans accept applicants with low or no credit scores, as long as they can prove a stable income and an active bank account. Your income and ability to repay are often more important than your credit score.
How much does a $150 loan cost?
The cost depends on your state and the lender’s terms. Most small loans include a fee between $10 and $30 per $100 borrowed. Under the Truth in Lending Act (TILA), every lender must show you the exact cost and annual percentage rate (APR) before you sign any agreement.
Is a $150 loan legal in the U.S.?
Yes — as long as the loan is provided by a licensed lender and follows both federal and state lending laws. Each state sets its own limits on interest rates and fees. MrFinan only works with authorized and regulated lenders, ensuring every $150 loan offer you see is 100% legal and transparent.
What are the requirements to qualify for a $150 loan?
You must be at least 18 years old, live legally in the United States, have a steady income, a valid ID, and an active checking account. Some lenders may ask for additional verification, but in most cases, the process is fast and completely online.